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║                                                                              ║
║          KEYSTROKES                                                          ║
║ RETURN = ACCEPT VALUE OR MENU SELECTION                                      ║
║    TAB = MOVE BACKWARD ONE FIELD WHEN EDITING OR CANCEL OPERATION            ║
║    ESC = EXIT CURRENT OPERATION OR EXIT PROGRAM IF PRESSED AT MAIN MENU      ║
║ CURSOR = CURSOR DIRECTION AND BACK KEYS ALLOW MOVEMENT WHILE EDITING/        ║
║          DIRECTION KEYS CONTROL MENU SELECTIONS                              ║
║    DEL = ALLOWS CHARACTER DELETION WHILE EDITING                             ║
║  SPACE = TOGGLE SELECTION FIELD/I.E. LOAN TYPE, FREQUENCY, REPORT TYPE       ║
║      C = WHEN EDITING A NUMERIC FIELD, PRESS 'C' TO CLEAR ALL FIELDS         ║
║     F1 = ABORT PROGRAM/MAY BE USED AT ANY TIME                               ║
║     F2 = SOLVE FOR NUMERIC VARIABLE/CHOOSE WITH CURSOR KEYS, PRESS RETURN    ║
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║ INTEREST RATE should be entered as a percent, i.e. 15.0 for 15%              ║
║ FIXED PRINCIPAL value is the constant principal portion of periodic payments ║
║ FIRST PAY DATE field will accept valid date only/ defaults to current date   ║
║ TOTAL ON MONTH value is the month after which subtotals appear in reports    ║
║ FILENAME must be a valid DOS filename/ may prefix with drive specification   ║
║ WORK FILE requires same rules as above                                       ║
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║  GENERAL INSTRUCTIONS                                                        ║
║  LOAD will read a file from disk, you may specify drive                      ║
║  SAVE will store an edited file on disk, you may specify drive               ║
║  EDIT will allow you to edit loan values and parameters                      ║
║  PRINT will output schedule to default printer                               ║
║  VIEW will display schedule on the screen                                    ║
║  FILE will store schedule in ASCII format on disk, you may specify drive     ║
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║  To begin, choose EDIT from menu. Enter known values for principal, interest ║
║  rate, number of periods, payment frequency, loan type, payment and balloon. ║
║  Also enter date of first payment and up to 2 heading lines for the report.  ║
║  Use the solve function by pressing F2 and moving indicator to the desired   ║
║  variable. NOTE: in edit mode, do not solve for a variable that you are      ║
║  currently editing. SOLVE will return a value only if sufficient information ║
║  has already been entered. When solving for INTEREST RATE, allow a moment    ║
║  for the value to be returned.                                               ║
║  Detail report type will produce a line for each periodic payment. Summary   ║
║  report will give only yearly totals. When using the view option, pressing   ║
║  F3 will speed display, F5 will pause the display and F7 will abort.         ║
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║                                                                              ║
║                                                                              ║
║                    This program is a SHAREWARE product                       ║
║                     developed by:                                            ║
║                                                                              ║
║                             Rowe Software                                    ║
║                             912 Park Ave.                                    ║
║                          Marion, S.C. 29571                                  ║
║                            (803) 423-5352                                    ║
║                                                                              ║
║                                                                              ║
║           If you find this product useful, your contribution of              ║
║           $20 will be greatly appreciated.   Please mail to the              ║
║           address listed above,  along with your name,  address              ║
║           and any suggestions for improvements.  Future updates              ║
║           will be forwarded to you.                                          ║
║                                                                              ║
║                                                                              ║
║                                                                              ║
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